1. Acceptance of Terms

By accessing or using Abacusy, you agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Use of Services

You agree to use our services only for lawful business purposes. You are responsible for maintaining the confidentiality of your account and data access credentials.

Account Security

• You are responsible for all activities that occur under your account
• You must promptly notify Abacusy of any unauthorized use or security breach
• We recommend using strong, unique passwords and enabling two-factor authentication

Service Access

Abacusy reserves the right to modify, suspend, or discontinue any part of the service without prior notice. We may also impose limits on certain features or restrict access to parts of the service without liability.

3. User Responsibilities

You must:

• Provide accurate financial data
• Ensure compliance with applicable tax laws
• Use the platform as intended without unauthorized automation or scraping
• Refrain from introducing malware or attempting unauthorized access

4. Intellectual Property

All content, software, and trademarks on Abacusy are the property of Abacusy or its partners and protected by copyright and trademark laws.

Ownership of Content

The Abacusy platform, including its design, text, graphics, interfaces, and code, is owned by Abacusy and is protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our services without express written permission.

Your Content

You retain ownership of your data uploaded to the platform. By using our services, you grant Abacusy a limited license to host, store, and process your data solely to provide and improve our services.

5. Service Availability

We strive for 99.9% uptime but do not guarantee uninterrupted service. Scheduled maintenance or technical issues may temporarily affect availability.

Maintenance Windows

We perform routine maintenance during low-usage periods, typically between 11:00 PM and 5:00 AM in your local time zone. When possible, we will provide advance notice of scheduled maintenance.

6. Limitation of Liability

Abacusy is not liable for indirect, incidental, or consequential damages resulting from use of our services. Your sole remedy for dissatisfaction is to stop using the platform.

Disclaimer of Warranties

To the maximum extent permitted by law, Abacusy provides its services "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Financial Advice Disclaimer

Abacusy provides tools for financial management but does not offer financial, tax, or legal advice. You should consult with qualified professionals regarding your specific situation.

7. Termination

We reserve the right to suspend or terminate your access if you violate these terms or misuse our services.

Effect of Termination

Upon termination:

• Your access to the services will cease immediately
• You may request a copy of your data within 30 days of termination
• After 60 days, your data may be permanently deleted from our active systems

Termination by You

You may terminate your account at any time by following the procedures in your account settings or by contacting our support team.

8. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction], and any disputes will be resolved in the courts of that jurisdiction.

9. Changes to Terms

We may modify these Terms at any time. Continued use of Abacusy after changes constitutes acceptance of the revised Terms. We will notify you of significant changes via email or in-platform alerts.

10. Contact Us

If you have questions about these terms, contact us at:

Email: legal@abacusy.com

Address: 123 Business Avenue, Suite 500, Financial District

Phone: +1 (555) 123-4567